Finance Tools / Where Do I Stand
Benchmark

Where Do I Stand?

Compare your income against the rest of Sweden using real SCB population data. Slice it by your age, sex and county and see exactly where you land.

Start here

Before you start

This tool compares your real finances against actual Swedish data, so you can see where you genuinely stand instead of guessing.

Your Details

Your Details

Income

Your Income, Ranked

SCB · full distribution
Optional, overrides year of birth
From salary × 12 (edit to use your exact figure)

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Your earned income
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Median (typical)
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Mean (average)
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People in this group
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People you out-earn Your income band People who out-earn you

Bars show people per 20,000 kr so the wider upper brackets are comparable; hover any bar for the actual headcount. The open-ended 1000+ bar uses a nominal width, so its height is indicative only.

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Investments

Your Investments, in Context

Broker data · reference
What you hold at a broker, ISK (investment savings account), funds, shares, KF (kapitalförsäkring), not your bank account or pension.

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Housing

Your Housing, in Context

SCB · per age & region

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Mortgage

Your Home & Loan

SCB area price · your figures

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Pension

Your State Pension

Pensionsmyndigheten · per age
Only the state pension (inkomstpension + premiepension). On minPension use the "Allmän pension" total, not your tjänstepension (that goes in the next card).

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Your allmän pension
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Median (typical)
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Mean (average)
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Line = median (typical); marker = you. Only summary figures are published, so no full distribution or percentile is shown.

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Occupational pension

Your Occupational Pension

Estimate · no public distribution
Only your occupational pension (tjänstepension) from employers. On minPension use the "Tjänstepension" total.

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Estimate only, no published spread; line = modelled typical, marker = you.

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Net worth

Your Net Worth

Your own total · not ranked
Buffer and everyday accounts. The other parts are taken from the cards above.
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Learn

How This Works

What data is this based on?
Is this gross salary or total income?
Why do I rank so high against everyone?
How is my percentile calculated?
Allmän vs occupational pension: what goes where? (reading minPension)
What if I'm below average?

Being below the middle on a measure is a starting point, not a failure, and more common than people admit: by definition half of everyone is below the median.

Almost everything here responds to action over time, investing a fixed amount each month, paying down a mortgage, checking your occupational pension is actually being paid in. Each card links to a tool for that specific number. Start with the one that bothers you most; you do not have to fix everything at once.

How current is the data?
Is my data sent anywhere?