Built for mobile
Fast, private and completely free
Private by default
No accounts, no tracking. Everything you enter stays on your device and is never sent anywhere.
30+ tools
Salary, pension, mortgage, FIRE, saving, ROT/RUT, 3:12 and more – all in one place.
Bilingual
Swedish and English in one tap. Light and dark themes that follow your phone.
Works offline
The tools load and calculate even without a connection – it all happens on your device.
Updated for 2026
Tax rates, base amounts and rules for all 290 municipalities are kept current.
Lightning fast
No frameworks, no waiting. The app opens instantly and responds to every tap.
No gaps, no catches
- Light & dark mode
- Swedish & English
- Works offline
- No account needed
- No tracking
- Completely free
- All 290 municipalities
- Updated for 2026
- 30+ calculators
- Shared inputs across tools
- Export & import data
- Installs to home screen
Every tool, in your pocket
- Net salary – full tax breakdown
- Pension – occupational and public pension
- Mortgage – affordability, amortisation, buy vs rent
- FIRE – path to financial independence
- Saving – compound interest with ISK/KF/depot
- Flowchart – personalised decision support
- ROT & RUT, salary sacrifice, 3:12
- Dashboard – your whole finance in one place
Before you install
Does the app cost anything?
No. Every tool is free. There is no paid tier, no ads and nothing locked behind a subscription. I built the suite because I needed it myself.
Do I need to create an account?
No. There is no login and no sign-up, because there is no server that could hold an account. You open the app and start calculating.
What happens to the figures I type in?
They stay on your phone, in the browser's localStorage. Your salary, savings, mortgage and pension are never sent anywhere, because every calculation runs inside the app and there is no backend to send them to. To see how many people visit the site it uses Cloudflare Web Analytics, which sets no cookies, stores no IP addresses and builds no profiles. If you want to wipe everything, that is under Settings.
Does it work without internet?
Mostly. The hub, the shared interface and the most-used tools (FIRE, the flowchart, salary, budget and the dashboard) are stored the first time you open the app and work offline after that. The remaining tools are stored the first time you visit them online, and work offline from then on.
Is there an iPhone version?
Not as an App Store app. The Android app is the site packaged for Google Play. On iPhone you get the same thing by opening the site in Safari and choosing Add to Home Screen: it launches full-screen with no address bar and keeps its data locally, exactly like the Android version.
Coming soon to Google Play
The app is on its way to Google Play. Don't want to wait? Everything already works on the web – and you can add the site to your home screen like an app.